When the Weather Changes, Your Purpose Shouldn’t There are many things in life you simply cannot control. The weather changes without asking your permission. Storms roll in. Plans get canceled. Illness happens. Disappointments show up uninvited. People make decisions that affect you. Markets shift. Doors close. Life has a way of interrupting the direction you thought you were heading. And that is exactly why you must have a purpose. Without purpose, every storm feels like the

Having a source of income creates flexibility and security for a retiree. Maintaining a source of income in retirement even a modest one can dramatically improve financial resilience. Income after retirement can: Reduce the need to withdraw from savings during market downturns Help offset inflation Cover unexpected healthcare expenses Extend the life of retirement funds Provide financial confidence and independence Even part-time work, consulting, teaching, seasonal employmen

Maintaining your income after retirement still matters. Retirement is often pictured as a time when work stops and savings take over. For some people, that’s possible — especially if they have built substantial retirement assets. For example, having $2.5 million saved for retirement puts someone far ahead of most Americans. Yet even with strong savings, financial security in retirement depends less on the balance itself and more on how money is managed over time. One of the m

Hi friends, Have you lost a bit of your New Year momentum? That’s okay. Really.It might just be time for a gentle reset. I wanted to pop into your inbox to remind you that you’re doing a great job—even if the year hasn’t started exactly the way you imagined. There’s been a lot going on in the world, and it’s more than understandable if January felt more like survival mode than “new year, new me.” As I head into each new year, I usually reflect on a few priorities. Health alm

This was the last entry in my diary about my knee. It has been an interesting time especially comparing the two different approaches. After you read it, I will give you my thoughts on knee operations. Wednesday 10/29/25  - I went to watercise at the YMCA today for the first time in 8 weeks since I had my knee replaced. I was a little bit hesitant but once I got going with the exercises, I felt good. It was nice to get back to exercising. My knee is doing good, I am still a li