When the Weather Changes, Your Purpose Shouldn’t There are many things in life you simply cannot control. The weather changes without asking your permission. Storms roll in. Plans get canceled. Illness happens. Disappointments show up uninvited. People make decisions that affect you. Markets shift. Doors close. Life has a way of interrupting the direction you thought you were heading. And that is exactly why you must have a purpose. Without purpose, every storm feels like the

Having a source of income creates flexibility and security for a retiree. Maintaining a source of income in retirement even a modest one can dramatically improve financial resilience. Income after retirement can: Reduce the need to withdraw from savings during market downturns Help offset inflation Cover unexpected healthcare expenses Extend the life of retirement funds Provide financial confidence and independence Even part-time work, consulting, teaching, seasonal employmen

Maintaining your income after retirement still matters. Retirement is often pictured as a time when work stops and savings take over. For some people, that’s possible — especially if they have built substantial retirement assets. For example, having $2.5 million saved for retirement puts someone far ahead of most Americans. Yet even with strong savings, financial security in retirement depends less on the balance itself and more on how money is managed over time. One of the m

Hi friends, Have you lost a bit of your New Year momentum? That’s okay. Really.It might just be time for a gentle reset. I wanted to pop into your inbox to remind you that you’re doing a great job—even if the year hasn’t started exactly the way you imagined. There’s been a lot going on in the world, and it’s more than understandable if January felt more like survival mode than “new year, new me.” As I head into each new year, I usually reflect on a few priorities. Health alm

This was the last entry in my diary about my knee. It has been an interesting time especially comparing the two different approaches. After you read it, I will give you my thoughts on knee operations. Wednesday 10/29/25  - I went to watercise at the YMCA today for the first time in 8 weeks since I had my knee replaced. I was a little bit hesitant but once I got going with the exercises, I felt good. It was nice to get back to exercising. My knee is doing good, I am still a li

This is part of my ongoing series on building a rewarding and legacy-focused retirement. Each week, I explore one of nine key areas to...

This is part of my ongoing series on building a rewarding and legacy-focused retirement. Each week, I explore one of nine key areas to...

This is part of my ongoing series on building a rewarding and legacy-focused retirement. Each week, I explore one of nine key areas to...

I had blogged about my knee replacement last April and just had my one year check up on it. The doctor was very happy with what I could...

I thought people might like to have a series of quotes on poverty and wealth that could be written on to flash flash cards you could look...

I find it amazing that many people I know are unwilling to do things because of the fears they will become poor. It makes me think of...

I was thinking the other day and realized that getting ready to retire is like making a dish or dessert for a family. When you cook you...

I'm continuing to talk about transitions that I had talked about in my last blog. One of the things people don't realize when they're in...

I'm continuing to talk about transitions that I had talked about in my last blog. One of the things people don't realize when they're in...

Transitions should be a time of reflection, where you have been and who you have traveled that road with. Reflect on where you are now...

As you can tell I have been struggling to find that topic that really is of interest to people planning on retiring. I could talk about...

I have been pondering how best to reach the audience I would like to, and I realized that most people are not interested in being...

Its an exciting world today in terms of economic policy in action. Under Biden we saw him trying to jump start the economy after the...

This excerpt is from an article in The Washington Post  on January 21, 2025. The publication interviewed a 100-year-old man about his...

I got thinking about this topic after one of my cousins died and his wife is dealing with his death. I had written a book about the...